What is self-insurance?

Bento enables employers of any size and any budget to self-insure their group dental benefit with ease.

Your benefit, your money

The savings of self-funded group dental plans with Bento by percentage

Compared to monthly premiums charged by traditional insurance companies, on a self-insured plan with Bento, you only pay-as-your-employees-go. When you self-insure/self-fund, your dental benefits you only pay for what’s actually used.

What about the risk? Dental benefits are typically capped with an annual max per person. Your plan limits the risk to a fixed dollar amount. It’s time to do the math.

In a 2020 internal study, Bento found that only 9% of Americans use their entire annual maximum. This is allowing traditional insurance companies to profit from your unused benefit dollars. By self-insuring your dental benefit, you could be keeping this excess and saving on State/ACA Taxes, claims processing fees, and insurance capital reserves.

Bento only charges a small membership fee and provides you with all of the administrative tools and large network. With Bento, you can successfully self-fund your dental benefit with ease. From real-time utilization reports to claims processing and a pre-negotiated rates in a nationwide network, Bento can start saving you 20% – 40% on the cost of your group dental benefit.

Companies of every size are saving BIG

$262,000 in Savings

$1,308,000 v. $1,046,000

MetLife compared to Bento

Actual savings of 25% based on a 2000 person company

$6,000 in Savings

$16,200 v. $10,200

Delta Dental compared to Bento

Actual savings of 59% based on a 25 person company

$40,600 in Savings

$177,200 v. $136,600

United Health compared to Bento

Actual savings of 30% based on a 300 person company

$59,500 in Savings

$184,000 v. $124,500

Beam Dental compared to Bento

Actual savings of 48% based on a 200 person company

It’s one of the best business decisions our organization made switching to Bento. We saved money and got better service for our employees!

 – Mark Carroll, Principal

Learn how much you can save with self-funded dental plans powered by Bento